Friday, September 14, 2007

Ownership

I'm not sure why I continue to try to be a homeowner. I've been looking at houses since early summer, and yet, I still do not own one. My lease will be up at the end of November and I have sworn to be moved out by then. I even have "get out of jail free" paperwork that releases me from my lease with no penalties as long as I give them 30 days notice. And all I had to do was file two police reports to get it!

I currently have broken wood around my back storm door and a missing window screen because the CSIs took it as evidence eons ago. I'm wondering if these things will come out of my security deposit. It's not like that money provided me with any security, whatsoever.

Although, it's really funny that I'm even worrying about it... because I have come to realize that I am NEVER going to own a house. Granted, the first house I made an offer on was a little impulsive, but it was a nice house with a great location, although the neighborhood probably could have been nicer. But, in my opinion, they wanted too much money for the house. When they finally did sell it, it sold for $3,000 over my final offer, so I guess they made out okay.

The second house I put an offer on was in a slightly less desirable location - and by this, I mean that it makes my commute longer. But it had a finished basement that was pretty darn sweet. And as an added bonus, he was leaving his refrigerator behind, so I wasn't going to have to purchase one of those. I tried to work the washer and dryer into the deal. No go. Even though I gave him a full priced offer for his house and only asked him to pay $2,000 in closing costs, he decided that the deal was not favorable enough for him. Even dropping the washer and dryer from the deal, he was not happy.

Three days later he's asking my realtor why I didn't take his "counter offer" of no closing costs while I pay full price for his home. It's a super deal! FOR HIM. Needless to say, he's not getting a Christmas card from me this year.

It reminds me of the Calvin and Hobbes comic (I tried to find it but was unable to) where Calvin's Dad says, "The world isn't fair, Calvin," to which he replies, "I know Dad, but why isn't it ever unfair in my favor?"

Which brings me to house number three. Third time's a charm? Well... maybe. If you jump through these hoops first.

House three completely changes my commute, which I was not thrilled about until I drove home from work to house number three. It took me 24 minutes, which is quite comparable to the time it currently takes me. I will have to learn the area a little better, but it's the nicest neighborhood I've looked in, and has the best school district of all of them as well. (Not that I plan on sending kiddies off to school, ever, but it's good for resale value.) Of course, that also means this house has the highest taxes as well. Long story short, I made the third offer.

Today, I heard nothing all day. No counters, no refusals, nothing. One hour before the offer was to expire, I get this story from my agent:

The seller's agent is in California. His office emailed my faxed offer to the wrong email address and he spent the day not knowing that an offer existed. After my agent got into contact with him in California, we found all of this out. So, another email was sent to the correct email address. But he needs to look the offer over before he shows it to his sellers and gee-golly-whiz, couldn't we extend the offer until tomorrow? Okay, sure. I'd still like for them to counter offer me (who am I kidding, I want them to flat out just freaking accept the thing already).

So, I sit and wait another day before I figure out what is going on with house number three. It'd be super nice if they felt guilty about making me wait over 24 hours with this whole thing and just signed off on it, but this is me here... that's not going to happen.

I have so little faith in this whole house buying process. I'm not sure why I'm still looking, other than the fact that I don't want to have to struggle to find a parking space outside of my apartment, I don't want my apartment broken into, I'd really like a house with a yard for my dog to play, and a place to stick my car so that I have a winter free of scraping ice from the windshield. Oh, and the number one reason: I don't throw money away on rent every month and actually own something 30 years from now.

So I wait.

Needless to say, should I get this house, I will be spending a ton of money. I'll need a refrigerator, a washer, and a dryer... and some lamps for the living room because there are no overhead lights. And eventually some area rugs, smoke detectors, cable installation (who are we kidding, I'd get this put in when I closed on the house!), window coverings, a garage door opener, and a small portion of fence to completely enclose the back yard. And with all those things, I still want a house.

I am sick of living in an apartment when I could be in a real house for an additional $200 a month. Totally worth it.

Dear people who probably still don't know I made an offer on your house...
Please let me buy it.
Thank you.


End Blog.

2 comments:

Candra said...

My fingers are crossed for you!

Brenda said...

I believe I heard from a little bird that you missy are now a homeowner. All my friends have houses. It makes me feel like a constant lady of bachelorish characteristics.